Privacy Policy
			As a money service business, we are required by law to have in place policies 
                regarding the collection and disclosure of "nonpublic personal information"; and 
                we strictly adhere to this law to protect your information. In the process of 
                providing you our services, we must obtain certain personal information, such as 
                name, address, e-mail, and phone number on our "Service Order Form". We believe 
                that information used responsibly benefits consumers and the economy, whether it 
                is information we house on behalf of consumers conducting transactions or 
                information we collect on behalf of our business clients. For verification 
                purposes we reserve the right to request proof of identification in some cases. 
                Afro International Ltd Inc collects personal and non-personal information in 
                order to offer or provide goods and services to consumers and our customers. 
                Though we make effort to preserve your privacy we may need to disclose personal 
                information when mandated by law, for example, to Government Regulatory or law 
                enforcement agencies.
Your right to Opt Out
			The "opt out" is your right to tell Afro International Ltd Inc that you do not 
                want us to disclose your personal information to third parties for certain 
                purposes. If you "opt out", we will not disclose your information to third 
                parties except as permitted by law. In general, this means that we cannot 
                disclose your information to third parties so that they can market goods and 
                services to you. We can, however, make disclosures necessary to process or 
                enforce a transaction requested by you or to prevent fraud. We do not disclose 
                customer information to third parties without first giving customers an 
                opportunity to opt-out of certain kinds of disclosures. There are some 
                disclosures to third parties that are not subject to the opt-out, such as 
                disclosures necessary to effect, administer or enforce a transaction requested 
                by you, to companies that perform services for us or to prevent fraud.
			    If you are an existing customer, you can also opt-out by sending us an e-mail at 
                customerservice@afroint.com with your details or previous transaction 
                reference number to allow us to remove you from our list.
			Customer Service
			Should you wish to make enquiries or complaints, please feel free to do so by 
                emailing us at 
                customerservice@afroint.com or calling our number +1 (202) 999 3357 (9am to 
                5pm). Please have all transaction details ready. Alternatively, you could 
                write to us at : Afro International Ltd Inc, Customer Services, 6475 New Hampshire Ave, Suite # C504H, Hyattsville, Maryland, 20783.
			Refunds
			REFUNDS OF PRINCIPAL AMOUNT and cancellation of the money transfer will be made 
                upon written request of the Sender if payment to the Receiver has not yet been 
                made at the time the request is processed by Afro International Ltd Inc. REFUNDS 
                OF TRANSFER FEES will be made upon written request of the Sender if the money 
                transfer is not available to the Receiver within the time specified by Afro 
                International Ltd Inc for the selected service, subject to the hours of 
                operation that the Service is offered at the Agent location selected by the 
                Receiver for payment and other special conditions. Refunds will be made within 
                45 days of receipt of a valid written request from the Sender. Please send 
                written requests to : - Afro International Ltd Inc, Refunds Dept, 6475 New Hampshire Ave, Suite # C504H, Hyattsville, Maryland, 20783.